Protect Your Projects, Protect Your Profits

Engineering and construction projects represent significant financial investments that demand proactive protection. Whether in the design, construction, installation, or operational phase, these projects remain exposed to a wide range of unexpected risks that could result in severe losses or delays.

At G.M, we provide tailored engineering insurance solutions designed to secure every stage of your project. Our plans cover a broad spectrum of risks, ensuring you maintain operational continuity and financial stability in the face of accidents or equipment failures.

Our engineering policies protect on-site assets, heavy equipment, completed works, and liabilities to third parties—offering peace of mind and risk control throughout your project lifecycle.

Types of Engineering Insurance

We offer a range of engineering insurance coverages, customized based on project type and associated risks. The key policies we provide include:

1. Contractors All Risks (CAR)

Comprehensive coverage for construction and civil works projects, protecting against fire, explosions, theft, vandalism, natural disasters, and other unexpected incidents. It also includes third-party liability during execution.

2. Erection All Risks (EAR)

Designed for industrial installation projects, this policy covers damages during the erection, assembly, and testing phases. It protects against technical failures, accidental damage, and operational breakdowns.

3. Contractors’ Plant & Machinery (CPM)

Covers heavy equipment used on construction sites—such as cranes, excavators, compressors, and generators—against damage from accidents, misuse, or challenging work environments.

4. Machinery Breakdown Insurance (MB)

A must-have for industrial facilities, MB insurance protects against mechanical and electrical breakdowns of machinery, covering repair or replacement costs.

5. Electronic Equipment Insurance (EEI)

Specialized protection for sensitive electronic systems like industrial computers, control units, measuring devices and communication equipment—covering damage caused by operational errors or maintenance issues.

Mitigate Risks: Secure Your Engineering Projects

Engineering insurance is not just about asset protection—it plays a vital role in maintaining project timelines, ensuring funding continuity, and managing legal liabilities.

Industries that benefit most from engineering insurance include:

• Construction firms and real estate developers.

• Factories and industrial plants.

• Equipment rental and maintenance service providers.

These policies help:

• Minimize operational and environmental risk.

• Guarantee repair or replacement in case of breakdown.

• Cover legal costs for injuries or third-party damages.

• Build trust with partners and project investors.

At G.M, we assess your specific project risks to offer the most suitable coverage with optimal terms and premium flexibility.

Build with confidence. Secure your investment.

With G.M’s engineering insurance, you get end-to-end protection from project initiation to final handover—ensuring your equipment, workforce, and bottom line are always covered.