Introduction

Welcome to our website. By accessing this website or using any of the services available on it, you acknowledge that you agree to the terms and conditions set out below. Please read them carefully before using the website. If you do not agree with any part of them, please discontinue your use of the website.

Definitions

• "The Company" or "we": refers to the insurance broker that owns this website.
• "User" or "you": refers to anyone who browses the website or uses its services.
• "Services": refers to the insurance brokerage services, advisory, and quotation requests available through the website.

Nature of the Service

We act as an insurance broker. Our role is to advise, recommend suitable insurance solutions, and facilitate contracting with insurance companies. This website does not issue insurance policies and does not by itself create any insurance coverage. Coverage takes effect only once the policy has been formally issued by the insurer and the due premium has been paid.

All prices and quotations displayed on the website are indicative and non-binding. They remain subject to review and underwriting by the insurance company and may change based on the actual details of the request.

Use of the Website

The user undertakes to:

• Provide accurate, complete, and up-to-date information when requesting any service or quotation.
• Not use the website for any unlawful purpose or in violation of applicable laws.
• Not attempt to hack, damage, disrupt, or gain unauthorized access to any part of the website.
• Not use automated tools to collect or copy website content without prior written permission.

The information you provide is fundamental to pricing your coverage. Inaccurate or incomplete information may lead the insurer to amend the quotation or decline a claim.

Intellectual Property

All content on this website, including text, images, logos, designs, and software, is owned by or licensed to the Company and is protected by intellectual property laws. No part of it may be copied, republished, modified, or distributed for commercial purposes without prior written permission.

Privacy and Data Protection

The processing of your personal data is governed by our Privacy Policy, which forms an integral part of these terms. By using the website, you consent to the collection and use of your data as described in that policy.

External Links

The website may contain links to third-party websites. These links are provided for convenience only, and we bear no responsibility for the content, policies, or practices of those websites.

Limitation of Liability

We take reasonable care to keep the information published on the website accurate and up to date. However, we do not warrant that it is free of errors or that the website will be available without interruption. We are not liable for any indirect or consequential damages arising from the use of the website or reliance on its content.

Information published on the website does not replace the terms of the insurance policy itself. In the event of any conflict, the terms of the policy issued by the insurance company shall prevail.

Changes to These Terms

We may amend these terms and conditions at any time. Amendments take effect as soon as they are published on this page. Your continued use of the website after publication constitutes acceptance of the updated version, so we recommend reviewing this page periodically.

Governing Law

These terms and conditions are governed by and construed in accordance with the laws in force in the Arab Republic of Egypt, and the Egyptian courts shall have jurisdiction over any dispute arising from them.

Contact Us

For any enquiry regarding these terms and conditions, you may reach us through the "Contact Us" page or via the contact details shown on the website.