Yes. GM Insurance Brokerage, owned by Mr. George Mina Fouad, is licensed by the Financial Regulatory Authority (FRA) in Egypt under licence no. 26757. We work as a representative of trusted insurance companies, both local and multinational.

We cover the main lines of insurance for both individuals and businesses:

• For individuals: medical insurance, car insurance, life insurance, marine (yacht) insurance, property and assets insurance, liability insurance, and credit / non-payment cover.
• For businesses: group medical and life cover for employees, property and assets, engineering, logistics and marine cargo, commercial vehicles, liability, fidelity and money in transit, trade credit and non-payment, oil, energy and heavy equipment, cyber insurance, livestock and animal mortality, and retirement and income continuation.

You can request a quotation directly from this website using the quote request form, or ask us to call you back using the call back form. You can also reach us on (+2) 012 1120 1155 or by email at gm@gmbroker.com.eg. To give you an accurate quotation we need to understand what you want to insure and its value, so the more detail you give us from the start, the more precise the offer will be.

The premium depends mainly on what is being insured, the sum insured, the level of cover and the extensions you choose, and on the risk itself — for example age and medical history in medical and life insurance, or the nature of the activity and the claims history for a business. For this reason there is no fixed price list: we obtain quotations from the insurance companies we represent and present the available options to you so you can compare them.

Notify us as soon as possible, and in all cases within the notification period stated in your policy. Keep the documents and evidence related to the incident — reports, invoices, photographs, and medical papers where relevant. We will explain the insurer's requirements to you and follow the file up with the insurance company on your behalf until it is settled. Please note that the decision on the claim and its settlement is issued by the insurance company in accordance with the terms and conditions of the policy.

Yes. We arrange personal programs for individuals and families, and tailored programs for companies of different sizes and activities. Our corporate services include employee benefit programs such as group medical and life cover, alongside cover for the company's own assets and liabilities.

It differs according to the type of cover. As a general guide, individuals are usually asked for an identity document and the details of the item to be insured — for example the vehicle licence for car insurance, or a health declaration for medical and life cover. Companies are usually asked for the commercial register and tax card, details of the assets or the activity to be covered, employee data for group programs, and the claims history for previous years. We will tell you exactly what is required for your case before issuing.

Yes. We follow up your renewal dates with you and review the market again before renewal so that the cover continues to suit your needs. During the policy period you can also request amendments — such as adding or removing members from a group medical program, increasing a sum insured, or adding an extension — and we will arrange it with the insurer by way of an endorsement.

Going direct gives you the offering of one company only. Through a broker you can compare the programs of several insurers side by side, and you have someone whose role is to represent your interest — in reading the wording and the exclusions with you before you sign, and in following your claim up afterwards.

We use the details you send us to answer your enquiry and prepare your quotation, and we share them with insurance companies only to the extent needed to obtain the quotation or arrange the cover. We do not sell your data. You can find the full details in our Privacy Policy.